Insurance

QUESTIONS TO ASK THE INSURANCE AGENT
Policy
_ What type of policy is it? What burdens does it bilk? Who does it cover?
Premium
_ What is the centre of the agio?
_ How is it to be paid? (in cash, deducted from the loan, etc.)
_ How frequently is the premium paid? (monthly, quarterly, annually)
Benefits
_ What benefits does the insurance policy guarantee to the policyholder?
_ Which events will motivate payment of the benefit?
Beneficiary
_ Who can be named as a beneficiary?
_ How many beneficiaries can be named?
_ Are at that place special provisions if benefits are paid to a named beneficiary
who is a child? Does the insurer notify the beneficiary?
Claim
_ How a allege is submitted?
_ What type of documentation is needed?
_ When should a claim be submitted?
Exclusions
_ What events are named as exclusions to this policy?
Eligibility
_ What are the criteria for who can l of all timeaging this insurance policy?
Deductible
_ What is the amount of the deductible?
_ Does this amount ever vary? Is it the same for every claim?
_ What if the cost of the event (the loss or medical expense, for example)
is less than the deductible amount?
Waiting Period
_ When will the policy be active?
_ What if something happens to me during the wait period?



Is one
entitled any benefit?

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