Present and relative position and prospects in global linguistic context of Indian Banking sector Questions 1. 2. 3. 4. 5. 6. linguistic universal Banking and Retail Banking Number of Public firmament Banks Ranking of Indian Banks globally BIS and Basel Norms Regulatory Body for Banks (Like IRDA) schedule Commercial Banks 1. A) UNIVERSAL BANKING PROS AND CONS The solution of Universal Banking was having many factors to portion out with, which croup be further analyzed by the pros and cons. Advantages of Universal Banking Economies of Scale. The main advantage of Universal Banking is that it results in greater scotch efficiency in the form of lower cost, higher widening and better products. Many Committees and reports by Reserve Bank of India are in favor of Universal trusting as it enables banks to exploit economies of ordered series and scope. Profitable Diversions. By diversifying the activities, the bank can use its existing expertise in one type of financial attend to in providing other types. So, it entails less cost in playacting all the functions by one entity instead of separate bodies. pick Utilization. A bank possesses the information on the risk characteristics of the clients, which can be used to pursue other activities with the same clients.
A data collection about the market trends, risk and returns associated with portfolios of uncouth silver, diversifiable and non diversifiable risk analysis, etc, is useful for other clients and information seekers. Automatically, a bank volition abide the benefit of being involved in the researching Easy Marketing on the Foundation of a mark Name. A banks existing branches can act as shops of selling for selling financial products like Insurance, Mutual Funds without spending much efforts on marketing, as the branch will act here as a parent association or source. In this way, a bank can fall the client even in the remotest area without having to take resource to an agent. One-stop shopping. The idea of one-stop shopping saves a lot of... If you want to get a full essay, order it on our website:
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